Monday, November 20, 2017

Tips On How To Handle Commercial Roofing Insurance Claims

By Dennis Carter


Dealing with an insurance companies can be a tricky affair especially if you do not know how to go about it. Some insurance companies take a long time to verify and pay a claim. Plus, they always have an elaborate structure to verify if the claim is legit which can take ages. In case the roof is damaged in a storm or due to other reasons then Commercial Roofing Insurance Claims must be done.

A bad storm can leave the roof bent or dented in one or the other. You ought not to take long to inspect the roofing. The rooftop is an important part of your house or building and it protects the individuals and assets. You need to have it fixed immediately and once it is damaged you ought to notify your insurer.

After assessing the damage, the next thing to do is to call your rooftop experts. They will do a thorough investigation and come up with a detailed report to be shared with the insurer. This information should cover the cost that will be incurred in approximation. After they are done with the report then go ahead and contact the insurer.

The insurance companies will always demand to see evidence of the damage before they process any claim. You ought to be prepared with these pieces of information. Photographs of the roofing should be taken which should be presented to the insurance company as demanded. Other records such as the date of the occurrence and any articles on the media regarding the storm can help you back your case.

After the roofing experts have assessed the damage, the next step is to call the insurance company to notify them. Having your roofing expert with you when making this call can be of great help. They be able to advise the insurer and they are able to comprehend different terminologies used. Since the insurance company has a lot of bureaucracy, this can help reduce the time taken to approve the claim.

If the claim goes through, you will receive a partial payment to help you to begin the repairs. The insurer only pays the rest of the amount once the repair has been completed. This money should be handed over to the contractor so that the can start the work. The insurer uses this tactic as a measure to ensure that you only use that money to repair the roof.

Once the repair is complete, the insurer will need to verify it before giving you the rest of the money. After determining that the repairs are complete then the insurer should pay the balance. With this money you can be able to pay any money that you owe the roofing experts.

If you make the right claim, you will have the roof repaired without paying a single cent from your pocket. Finally, it is important to work with a reliable company specially when doing the roofing. You will be sure that they will do a good job and they will not con you by doing substantial work.




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